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How does BuyerSelect work? BuyerSelect enables you to select the home you want to own. It provides timely information directly to you about homes that have the features, location, and price that meet your specific needs. BuyerSelect allows you to get the information even before some real estate agents, and the opportunity to see new listings before other buyers even know they are available Each night our BuyerSelect computers sift and sort through all Nashville listings from every real estate company. When your criteria matches one of those listings, you are automatically contacted with a fact sheet including all the details. You can study this information at your leisure and even drive by the home to see if you like the neighborhood. When you find a home you'd like to tour, simply call and we will arrange for a personal showing. Why is BuyerSelect different from other real estate agents? Traditionally, buyers have begun their home search in one of two ways: One, they spend all their free time cruising around neighborhoods they like looking for yard signs, many times unaware if they can even afford a home there. Two, they end up with an agent who thinks they know more about what you want than you do. You wind up tour houses you don't even want to see. At BuyerSelect we promise to never call you unless you request it, and you'll never go see a house you don't want to see, or one you can't afford. What does BuyerSelect service cost? Nothing. Even though BuyerSelect works for you in your best interest, the service is free to you. Our fees are paid by the seller when you buy a home. What if I decide not to buy a home? That's the beauty of BuyerSelect. There is absolutely no obligation to ever buy a home. We feel that anyone seriously considering a home purchase will appreciate our no hassle, no pressure, no salesman way of doing business. How do I get started? 1. Complete our online registration form. 2. Get pre-qualified for a mortgage That's all there is to it, it's that simple. (Don't let the mortgage pre-qualification scare you. It's a simple process you can usually conduct over the phone. If necessary we have several mortgage lenders we can recommend.)  Why do I need to be pre-qualified? First, you need to know how much you can spend on a home. Our experience has shown that many of the online "mortgage calculators" are not comparable with what the mortgage banker will actually lend. Each situation is different and it pays know up front how much you will qualify for. Second, it gives you an edge in negotiating the price of a home. Plus, it's never any fun to find the exact home you want only to discover it's $20,000 more than the bank will loan you. Do I need perfect credit to buy a home? No. Today, there is a wide variety of loan programs designed specifically for those with less than perfect credit. At BuyerSelect we work with all buyers and have a good track record in steering people to the right lender. Our specialty is finding you the right home and the right home loan. Is a large down payment required? Absolutely not. At BuyerSelect our specialty is finding you the best loan program. There are over 85 different home loan programs to choose from. Many real estate agents use only three or four types, but our specialty is getting you the lowest down payment and lowest monthly payment possible. Some  of our home loans require as little as 5% or 3% down and some are even 0% down. What happens after I sign up with BuyerSelect? If you haven't been pre-qualified, we will arrange for you to speak with a lender or give you a list of local lenders with whom we have experience. We will also arrange a time to meet you in the office to make sure we have all the necessary information to search for your dream home (we make special arrangements for out-of-area buyers, communicating to us exactly what you want is critical to getting the most from the BuyerSelect system). Your first information packet may contain ten or more listings meeting your search criteria. After that you will receive new listings as soon as they go on the market. You can be notified in a variety of ways, whatever is convenient for you. Remember, with BuyerSelect you'll never be pressured into taking a home tour. We encourage you to study the listing sheets and drive by the homes you want to see, all without having to deal with a real estate salesperson. Then when you think you've found your dream home, just give us a call and we will arrange for a private showing. And when you do find your dream home we will help you negotiate the best price and get loan program that's just right for you! Yes, it really is simple when you have the right tools, and BuyerSelect provides them for you automatically. No hassles, no salesmen, no kidding! It's the future of home buying, today. | Home | Register | Questions & Answers | Out Clients say | E-Mail | Vicki Working BuyerSelect Cumberland Real Estate 121 Public Square Lebanon, TN 37087 (615) 443-4646